Your Personalized Path to Cycling Security Begins Here

Comprehensive bicycle insurance that adapts to your adventures

At Bikmo, we understand that every cyclist is unique, and so are their protection needs. Whether you're commuting through the city, conquering mountain trails, or enjoying leisurely rides, our specialized insurance solutions provide comprehensive coverage for both you and your beloved bike. With protection against theft, accidental damage, and vandalism, plus coverage for your cycling gear and personal accidents, you can ride with complete peace of mind knowing that every adventure is secured.

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Why Cyclists Choose Bikmo for Complete Protection

Discover the comprehensive benefits that make Bikmo the preferred choice for cyclists across Europe

Comprehensive Protection for Every Ride

Our insurance covers theft, accidental damage, and vandalism whether your bike is at home, in storage, or accompanying you on adventures. We protect not just your bicycle, but you as the rider too, ensuring complete peace of mind wherever the road takes you. From urban commuting to mountain expeditions, every journey is secured.

Beyond Just Your Bike - Complete Rider Care

Our policies extend far beyond bicycle protection. We cover your cycling clothing and accessories, reimburse event fees if you can't participate due to bike issues, and provide personal accident support with financial security in case of injury. It's comprehensive care that understands the complete cycling lifestyle.

Tailored & Inclusive for All Cyclists

Bikmo designs products for various cycling disciplines, from road to mountain biking, with an inclusive approach that welcomes all riders. Enjoy significant savings with 50% discount on additional bikes and 25% on e-bikes, making comprehensive coverage accessible and affordable for your entire cycling family.

Community-Driven & Ethically Certified

We value our customers' opinions and foster a vibrant cycling community through initiatives like "#RIDECREW" and active social media engagement. As a BCorp certified company, we uphold the highest standards of social and environmental performance, transparency, and accountability in everything we do.

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What Our Protected Cyclists Say

Real experiences from riders who trust Bikmo to protect their cycling adventures

"After my expensive road bike was stolen from what I thought was a secure location, I was devastated. Bikmo not only replaced my bike quickly but also covered all my cycling gear that was taken with it. The claims process was straightforward, and the customer service team genuinely understood my situation as fellow cycling enthusiasts. Now I can focus on my rides instead of worrying about security."

Sarah Johnson

Road Cycling Enthusiast, London

"As someone who takes their mountain bike on challenging trails across Europe, I needed insurance that truly understood the risks involved. Bikmo's coverage includes accidental damage from my adventures, and when I crashed and damaged my bike on a Swiss trail, they handled everything professionally. The personal accident coverage also helped with my medical expenses. It's peace of mind that lets me push my limits."

Marcus Thompson

Mountain Biker, Munich

"Switching to an e-bike for my daily commute was a game-changer, but the investment needed proper protection. Bikmo's e-bike discount made comprehensive coverage affordable, and their understanding of electric bike technology impressed me. When vandals damaged my bike's display and battery, Bikmo covered the specialized repairs without question. They truly get the unique needs of e-bike riders."

Emma Clarke

E-bike Commuter, Dublin

Choose Your Perfect Protection Plan

Tailored insurance solutions designed for different cycling styles and needs

Essential Bike Protection

Perfect for everyday riders who need reliable, comprehensive protection for their daily cycling adventures. Covers theft and accidental damage whether at home or out exploring.

Theft protection worldwide
Accidental damage coverage
Vandalism protection
24/7 claims support

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Advanced Rider Coverage

Designed for passionate cyclists who want comprehensive protection extending beyond just their bike. Includes personal accident support and gear coverage.

All essential protection features
Cycling clothing & accessories
Event fee reimbursement
Personal accident support

Get Advanced Coverage

E-Bike Specialist Plan

Specifically tailored for electric bike owners, understanding the unique technology and higher values involved. Includes specialized repair coverage and exclusive discounts.

E-bike specific coverage
Battery & electronics protection
25% e-bike discount
Specialized repair network

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Elevate Your Cycling Experience with Unmatched Security

Bikmo is more than just insurance; it's a commitment to your passion. Our unique blend of comprehensive coverage, community focus, and BCorp values offers a level of protection and support you won't find anywhere else. This is your chance to join a movement that truly cares about cyclists and understands the freedom that comes with complete peace of mind.

Don't miss this unique opportunity to secure your ultimate cycling peace of mind today

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Why Cyclists Trust Bikmo Worldwide

Discover the credentials and commitments that make us the preferred choice for cycling insurance

BCorp Certified Excellence

Our commitment to high social and environmental standards means you're choosing a company that genuinely cares about making a positive impact.

Global Reach, Local Support

Operating across the UK, Germany, Ireland, Austria, and Switzerland, we offer tailored protection with local expertise and understanding.

Customer-Centric Approach

We actively value your opinion and build a strong cycling community, ensuring our products evolve with your changing needs.

Flexible & Inclusive Policies

Insurance designed for every type of cyclist, with attractive discounts for additional bikes and e-bikes making coverage accessible to all.

Making an Informed Decision

Understanding both the advantages of choosing Bikmo and important policy considerations

Why Bikmo Stands Out

Comprehensive Coverage: Protection against theft, accidental damage, and vandalism, both at home and on adventures worldwide
Rider-Focused Benefits: Includes personal accident cover, clothing & accessories, and event fee reimbursement
Inclusive & Flexible: Policies adapted for all cycling types, with attractive discounts for multiple bikes and e-bikes
Ethical & Community-Driven: BCorp certified, valuing customer feedback and fostering a strong cycling community
International Presence: Reliable coverage across multiple European countries with local expertise

Understanding Your Policy

Specialized Coverage: Bikmo focuses exclusively on cycling insurance, complementing rather than replacing general household insurance
Policy Terms: Like all insurance, specific terms and conditions apply regarding claims, excesses, and coverage limits
Reporting Requirements: Timely reporting of incidents (e.g., theft to police) is crucial for valid claims processing
Valuation: Ensure your bike's declared value accurately reflects its current market value to avoid underinsurance

Explore Your Coverage Options

Discover what protection is available for your specific type of cycling

Select Your Bike Type

Road Bike

Mountain Bike

City Bike

E-Bike

Your Coverage Includes:

Theft Protection

Accidental Damage

Vandalism Cover

Worldwide Coverage

Personal Accident

Gear & Accessories

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Frequently Asked Questions

Get answers to common questions about Bikmo insurance coverage and services

Bikmo provides comprehensive coverage for your bicycle against theft, accidental damage, and vandalism. This protection applies whether your bike is at home or with you on the go. We also cover you, the rider, with personal accident support, plus your cycling clothing and accessories, making it truly comprehensive protection for your cycling lifestyle.

Yes, e-bikes are fully covered by Bikmo insurance with specialized understanding of electric bike technology and components. We offer a special 25% discount on e-bike policies, making it more affordable to protect your electric ride. Additionally, you get a 50% discount on insuring any additional bikes, making family coverage very affordable.

Absolutely. Our protection extends far beyond your home, covering your bike and you during travels and rides across multiple countries. Whether you're cycling through European cities or tackling mountain trails abroad, you're protected wherever your cycling adventures take you.

BCorp certification signifies Bikmo's commitment to meeting the highest verified standards of social and environmental performance, transparency, and accountability. It means you're choosing an insurer that balances profit with purpose, actively caring for both its customers and the planet while maintaining ethical business practices.

Making a claim with Bikmo is designed to be straightforward and cyclist-friendly. You can typically initiate a claim online through our dedicated portal, where you'll be guided through the necessary steps and documentation required. Our experienced team understands cycling and will process your claim efficiently with minimal hassle.

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