Your Personalized Path to Cycling Security Begins Here
Comprehensive bicycle insurance that adapts to your adventures
At Bikmo, we understand that every cyclist is unique, and so are their protection needs. Whether you’re commuting through the city, conquering mountain trails, or enjoying leisurely rides, our specialized insurance solutions provide comprehensive coverage for both you and your beloved bike. With protection against theft, accidental damage, and vandalism, plus coverage for your cycling gear and personal accidents, you can ride with complete peace of mind knowing that every adventure is secured.
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Why Cyclists Choose Bikmo for Complete Protection
Discover the comprehensive benefits that make Bikmo the preferred choice for cyclists across Europe
Comprehensive Protection for Every Ride
Our insurance covers theft, accidental damage, and vandalism whether your bike is at home, in storage, or accompanying you on adventures. We protect not just your bicycle, but you as the rider too, ensuring complete peace of mind wherever the road takes you. From urban commuting to mountain expeditions, every journey is secured.
Beyond Just Your Bike – Complete Rider Care
Our policies extend far beyond bicycle protection. We cover your cycling clothing and accessories, reimburse event fees if you can’t participate due to bike issues, and provide personal accident support with financial security in case of injury. It’s comprehensive care that understands the complete cycling lifestyle.
Tailored & Inclusive for All Cyclists
Bikmo designs products for various cycling disciplines, from road to mountain biking, with an inclusive approach that welcomes all riders. Enjoy significant savings with 50% discount on additional bikes and 25% on e-bikes, making comprehensive coverage accessible and affordable for your entire cycling family.
Community-Driven & Ethically Certified
We value our customers’ opinions and foster a vibrant cycling community through initiatives like “#RIDECREW” and active social media engagement. As a BCorp certified company, we uphold the highest standards of social and environmental performance, transparency, and accountability in everything we do.
What Our Protected Cyclists Say
Real experiences from riders who trust Bikmo to protect their cycling adventures
“After my expensive road bike was stolen from what I thought was a secure location, I was devastated. Bikmo not only replaced my bike quickly but also covered all my cycling gear that was taken with it. The claims process was straightforward, and the customer service team genuinely understood my situation as fellow cycling enthusiasts. Now I can focus on my rides instead of worrying about security.”
“As someone who takes their mountain bike on challenging trails across Europe, I needed insurance that truly understood the risks involved. Bikmo’s coverage includes accidental damage from my adventures, and when I crashed and damaged my bike on a Swiss trail, they handled everything professionally. The personal accident coverage also helped with my medical expenses. It’s peace of mind that lets me push my limits.”
“Switching to an e-bike for my daily commute was a game-changer, but the investment needed proper protection. Bikmo’s e-bike discount made comprehensive coverage affordable, and their understanding of electric bike technology impressed me. When vandals damaged my bike’s display and battery, Bikmo covered the specialized repairs without question. They truly get the unique needs of e-bike riders.”
Choose Your Perfect Protection Plan
Tailored insurance solutions designed for different cycling styles and needs
Essential Bike Protection
Perfect for everyday riders who need reliable, comprehensive protection for their daily cycling adventures. Covers theft and accidental damage whether at home or out exploring.
- Theft protection worldwide
- Accidental damage coverage
- Vandalism protection
- 24/7 claims support
Advanced Rider Coverage
Designed for passionate cyclists who want comprehensive protection extending beyond just their bike. Includes personal accident support and gear coverage.
- All essential protection features
- Cycling clothing & accessories
- Event fee reimbursement
- Personal accident support
E-Bike Specialist Plan
Specifically tailored for electric bike owners, understanding the unique technology and higher values involved. Includes specialized repair coverage and exclusive discounts.
- E-bike specific coverage
- Battery & electronics protection
- 25% e-bike discount
- Specialized repair network
Elevate Your Cycling Experience with Unmatched Security
Bikmo is more than just insurance; it’s a commitment to your passion. Our unique blend of comprehensive coverage, community focus, and BCorp values offers a level of protection and support you won’t find anywhere else. This is your chance to join a movement that truly cares about cyclists and understands the freedom that comes with complete peace of mind.
Don’t miss this unique opportunity to secure your ultimate cycling peace of mind today
Get Your Instant QuoteWhy Cyclists Trust Bikmo Worldwide
Discover the credentials and commitments that make us the preferred choice for cycling insurance
BCorp Certified Excellence
Our commitment to high social and environmental standards means you’re choosing a company that genuinely cares about making a positive impact.
Global Reach, Local Support
Operating across the UK, Germany, Ireland, Austria, and Switzerland, we offer tailored protection with local expertise and understanding.
Customer-Centric Approach
We actively value your opinion and build a strong cycling community, ensuring our products evolve with your changing needs.
Flexible & Inclusive Policies
Insurance designed for every type of cyclist, with attractive discounts for additional bikes and e-bikes making coverage accessible to all.
Making an Informed Decision
Understanding both the advantages of choosing Bikmo and important policy considerations
Why Bikmo Stands Out
- Comprehensive Coverage: Protection against theft, accidental damage, and vandalism, both at home and on adventures worldwide
- Rider-Focused Benefits: Includes personal accident cover, clothing & accessories, and event fee reimbursement
- Inclusive & Flexible: Policies adapted for all cycling types, with attractive discounts for multiple bikes and e-bikes
- Ethical & Community-Driven: BCorp certified, valuing customer feedback and fostering a strong cycling community
- International Presence: Reliable coverage across multiple European countries with local expertise
Understanding Your Policy
- Specialized Coverage: Bikmo focuses exclusively on cycling insurance, complementing rather than replacing general household insurance
- Policy Terms: Like all insurance, specific terms and conditions apply regarding claims, excesses, and coverage limits
- Reporting Requirements: Timely reporting of incidents (e.g., theft to police) is crucial for valid claims processing
- Valuation: Ensure your bike’s declared value accurately reflects its current market value to avoid underinsurance
Explore Your Coverage Options
Discover what protection is available for your specific type of cycling
Select Your Bike Type
Your Coverage Includes:
Frequently Asked Questions
Get answers to common questions about Bikmo insurance coverage and services